Intertwining Artificial Intelligence With Blockchain

Intertwining Artificial Intelligence With Blockchain

  

 Is your management team asking about the future

of your contact center technology & strategy? This webinar will show you how to avoid pitfalls when replacing infrastructure, as well as how to create an effective migration plan. Except for those folks living under rocks (sounds uncomfortable), everyone knows about or at least has heard of bitcoin. However, not everyone understands the technology of bitcoin, which extends well beyond Internet-based currency.For the rock people, bitcoin is an Internet-based currency that allows for transparency with respect to each transfer of the currency through the use of a distributed database. Each transaction is locked in a block, and blocks are connected to form a "blockchain."

What Is Blockchain?

The blockchain is an open source technology that facilitates creating each block, locking each block, and connecting the resulting string of blocks. Because it is a write-only database that never can be edited or deleted, the blockchain gives integrity to the complete history of the transaction. For example, if we purchase a new tablet online using bitcoin, the seller wants certainty that the purchaser actually owns the bitcoins used to purchase the tablet. Also, the seller wants to be certain that the bitcoins have not already been spent by the purchaser for other goods.

The blockchain shows the ownership history of the bitcoins used before the purchase of the tablet. As a result, blockchain makes it difficult for a dishonest person to break the law by stealing some else's data. We are now entering a time when blockchain is expanding to wider, nonmonetary activities — at least since earlier this year, when the U.S. Food and Drug Administration signed an agreement with IBM to explore Watson, famous from Jeopardy!, and blockchain to protect electronic health records. As a matter of fact, the use of Watson's artificial intelligence recently has expanded beyond the FDA deal to other important areas. For instance, IBM earlier this year began offering Watson/Blockchain as a Service, so we likely will see even more AI interfacing with blockchain.

Where Are We With AI?

AI is hardly new — it has been a part of the IT world for about 50 years. However, it was not until 2011 — when Watson became a public success in on Jeopardy! — that most people began to understand AI as more than just something from a science fiction novel. Today, one only has to acknowledge the recent and extensive media coverage of driverless cars to realize just how ubiquitous AI has become. Back in 1955, James McCarthy of Dartmouth College and a team of researchers defined AI as follows:

"… the conjecture that every aspect of learning or any other feature of intelligence can in principle be so precisely described that a machine can be made to simulate it. An attempt will be made to find how to make machines use language, form abstractions and concepts, solve kinds of problems now reserved for humans, and improve themselves."

The process of self-improving computers, AI, or machine learning has an inherent legal risk if the process violates a law in one or more countries.For example, if an AI system learns that it is acceptable to alter true facts (for the rock people, we are referring to "lying"), what is to stop it from altering something like a financial report made to the SEC to make a company look profitable, when in fact, is not, or a contract for the sale of the Brooklyn Bridge in New York as being executed by the true owner of the property?

Follow the Data Trail

Combining AI with blockchain allows for the secure, transparent review of data that is changed or moved over time, giving both the buyer and seller confidence in the validity, title and transfer of that bridge in Brooklyn. The Federal Trade Commission last year issued a report entitled "Big Data: A Tool for Inclusion or Exclusion?" The report focuses on privacy for citizens, since many companies rely on big data for AI to provide help with strategic business decisions without understanding the validity of the data. The use of big data has distinct concerns for electronic medical records. The Federal Trade Commission earlier this year held its third FinTech Forum, which included a discussion about blockchain payment systems and smart contracts to ensure consumer protection.

Blockchain and Electronic Medical Records

The FDA agreement with IBM/Watson "will explore the exchange of owner-mediated data from several sources, such as electronic medical records, clinical trials, genomic data, and health data from mobile devices, wearables and the Internet of Things." Initially, the project will explore the use of blockchain to share oncology-related patient data for research.

As the use of EMRs has expanded, the quantity of data has exploded. The mass of medical data tied to an individual gives medical researchers and professionals a complete view of the individual. The data, though, must be accurate and complete. Blockchain technologies keep an unalterable audit trail of all the medical data. As the use of blockchain expands, it is reasonable to see its use not only in medical research but in real and intellectual property transactions, contracting and auditable file storage.

Arizona Adopts Blockchain Laws!

Arizona recently recognized blockchain as legal, when the governor signed HB2417 into law. Among its provisions:

  • A signature that is secured through blockchain technology is considered to be in an electronic form and to be an electronic signature.
  • A record or contract that is secured through blockchain technology is considered to be in an electronic form and to be an electronic record.
  • Smart contracts may exist in commerce. A contract relating to a transaction may not be denied legal effect, validity or enforceability solely because that contract contains a smart contract term.

As more states adopt laws recognizing the legality of the blockchain, more lawyers will need a full understanding of this disruptive technology.

Chuck Reynolds
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Alan Zibluk Markethive Founding Member

Coinhako Adds Ether for Singaporean and Malaysian Wallet Users

Coinhako Adds Ether for Singaporean and Malaysian Wallet Users

Coinhako Adds Ether for Singaporean and Malaysian Wallet Users

 

Coinhako, a Singapore-based Bitcoin wallet supplier declared that it will include bolster for ether (ETH). Clients can now purchase, offer and store ETH in Singapore and Malaysia. Ether tokens are the local coin and installment asset of Ethereum, the decentralized blockchain stage to run savvy contracts not worked by any standardized bank or government. ETH has vaulted to second behind bitcoin in market capitalization and fame.

CoinHako.com is a bitcoin wallet benefit that expects to give simple and dependable access to bitcoin and ether for clients in Asia. The organization was the main bitcoin startup in Asia to be chosen by Silicon Valley-based hatchery Boost VC. The organization is accounted for to have prepared more than SGD $350 million in exchanges since its establishing.

The administration is privately based as it takes into consideration clients to purchase in Singapore and Malaysia with local cash, however it has made notification in the past they are hoping to extend to other Asian nations. This is, of course, I highly significant development in the Asian market.

With Ether gaining steam towards being next promising cryptocurrency, Coinhako’s move on the two auspicious countries will give them a mark to gauge the gains and friction in the Asian market. Ether has made great lengths in the past few weeks, breaking record with an all-time high value.

In Southeast Asia, Singapore has definitely been a front-runner in blockchain technology, one of the biggest trends in fintech along with cloud computing, mobile payments, biometrics, and big data. Interest for bitcoin, ether, and blockchain technology in Malaysia, however, has immensely increased since last year as industry players are eyeing the country’s remittance market. With the launch of its new mobile app last year and an upgraded website, Coinhako aims at expanding to up to five countries in Southeast Asia by 2018.

David Ogden
Entrepreneur

Alan Zibluk Markethive Founding Member

Sign up to the new-look Media Briefing: bigger, better, brighter

Sign up to the new-look Media Briefing: bigger, better, brighter

However, the leader of the UK’s psychiatrists said the findings were too simplistic

and unfairly blamed social media for the complex reasons why the mental health of so many young people is suffering. Prof Sir Simon Wessely, president of the Royal College of Psychiatrists, said: “I am sure that social media plays a role in unhappiness, but it has as many benefits as it does negatives. We need to teach children how to cope with all aspects of social media — good and bad — to prepare them for an increasingly digitised world. There is a real danger in blaming the medium for the message.”

Young Minds, the charity which Theresa May visited last week on a campaign stop, backed the call for Instagram and other platforms to take further steps to protect young users. Tom Madders, its director of campaigns and communications, said: “Prompting young people about heavy usage and signposting to support they may need, on a platform that they identify with, could help many young people.” However, he also urged caution in how content accessed by young people on social media is perceived. “It’s also important to recognise that simply ‘protecting’ young people from particular content types can never be the whole solution. We need to support young people so they understand the risks of how they behave online and are empowered to make sense of and know how to respond to harmful content that slips through filters.”

Parents and mental health experts fear that platforms such as Instagram can make young users feel worried and inadequate by facilitating hostile comments about their appearance or reminding them that they have not been invited to, for example, a party many of their peers are attending. May, who has made children’s mental health one of her priorities, highlighted social media’s damaging effects in her “shared society” speech in January, saying: “We know that the use of social media brings additional concerns and challenges. In 2014, just over one in 10 young people said that they had experienced cyberbullying by phone or over the internet.” In February, Jeremy Hunt, the health secretary, warned social media and technology firms that they could face sanctions, including through legislation, unless they did more to tackle sexting, cyberbullying and the trolling of young users.

Chuck Reynolds
Contributor
Please click either Link to Learn more about Inbound Marketing.

Alan Zibluk Markethive Founding Member

Social media and bullying: how to keep young people safe online

The findings follow growing concern among politicians,

health bodies, doctors, charities and parents about young people suffering harm as a result of sexting, cyber bullying and social media reinforcing feelings of self-loathing and even the risk of them committing suicide. “It’s interesting to see Instagram and Snapchat ranking as the worst for mental health and wellbeing. Both platforms are very image-focused and it appears that they may be driving feelings of inadequacy and anxiety in young people,” said Shirley Cramer, chief executive of the Royal Society for Public Health, which undertook the survey with the Young Health Movement.

She demanded tough measures “to make social media less of a wild west when it comes to young people’s mental health and wellbeing”. Social media firms should bring in a pop-up image to warn young people that they have been using it a lot, while Instagram and similar platforms should alert users when photographs of people have been digitally manipulated, Cramer said. The 1,479 young people surveyed were asked to rate the impact of the five forms of social media on 14 different criteria of health and wellbeing, including their effect on sleep, anxiety, depression, loneliness, self-identity, bullying, body image and the fear of missing out.

Instagram emerged with the most negative score. It rated badly for seven of the 14 measures, particularly its impact on sleep, body image and fear of missing out — and also for bullying and feelings of anxiety, depression and loneliness. However, young people cited its upsides too, including self-expression, self-identity and emotional support. YouTube scored very badly for its impact on sleep but positively in nine of the 14 categories, notably awareness and understanding of other people’s health experience, self-expression, loneliness, depression and emotional support.

Chuck Reynolds
Contributor
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Alan Zibluk Markethive Founding Member

Facebook and Twitter ‘harm young people’s mental health’

Facebook and Twitter 'harm young people's mental health'

Poll of 14- to 24-year-olds shows Instagram, Facebook, Snapchat and Twitter increased feelings of inadequacy and anxiety

  

Young people scored Instagram the worst social medium for sleep,

body image and fear of missing out. Four of the five most popular forms of social media harm young people’s mental health, with Instagram the most damaging, according to research by two health organisations.Instagram has the most negative impact on young people’s mental wellbeing, a survey of almost 1,500 14- to 24-year-olds found, and the health groups accused it of deepening young people’s feelings of inadequacy and anxiety.

The survey, published on Friday, concluded that Snapchat, Facebook and Twitter are also harmful. Among the five only YouTube was judged to have a positive impact. The four platforms have a negative effect because they can exacerbate children’s and young people’s body image worries, and worst bullying, sleep problems and feelings of anxiety, depression and loneliness, the participants said.

Chuck Reynolds
Contributor
Please click either Link to Learn more about Inbound Marketing.

Alan Zibluk Markethive Founding Member

Signs that you’re addicted to Social Media

Signs that you're addicted to Social Media

         

A new survey reveals that Instagram

is the worst social media site in terms of its impact on the mental health of young people. A survey of 1,479 youngsters aged 14 to 24, found Instagram was positive in terms of self-expression and self-identity but the #StatusofMind survey found that the photo-sharing app can negatively impact people's body image, sleep and fear of missing out.

Celebrity ‘selfies’: (clockwise from top left) Miley Cyrus, Conan O'Brien and Ricky Gervais, Helen Flanagan and Tom Hanks. In addition, many youngsters today say they feel “panic-stricken and physically sick” if they do not post dozens of ‘selfies’ a day on Facebook. In fact, Facebook addiction shows up in brain scans of those who can’t stay off the site, affecting the grey matter in a similar way that cocaine does.

Here are 12 signs that you too could be addicted to social media.

  1. You can’t get beyond the main course in a restaurant before you get out your phone and Instagram the duck confit. In fact, you are itching to snap away by the time the first course arrives. Ideally, you would chronicle the bread basket within three minutes of arriving. Because, frankly, a romantic meal for two isn’t a romantic meal for two unless you have shared it with all your followers. Course by course.
  2. The very first thing you do when you wake up is in reach for your phone (always by the side of your bed, in fact — usually under your pillow) and check how many times your witty comment from the night before has been retweeted or liked. You do this before you have left the bed, let alone rolled over and kissed your loved one.
  3. Your children catch you trying to post Facebook updates while reading their bedtime stories. You know it’s seriously bad when you agree that you will pay them 20p every time they bust you. It has got out of control when they can buy an XBox with the proceeds.
  4. You greet friends at a party by their Twitter handle. “Hey, @bobcat100, how are you?” It’s really bad when, after the second Aperol Spritz, you forget their real name. Do they even have a real name? Who knows?
  5. You can not visit the lavatory without using the 23 available seconds to investigate how many people have liked your photo. Snapchatting a selfie while sitting on the loo is a proof you have stopped understanding basic decent behaviour. Rather sadly, social media has killed off the immensely valuable and intrinsically British “loo book” market. We now swipe, tap, scroll, wipe.
  6. Brian from accounts, on a Monday morning, asks how was your weekend. And your first reaction is “What? did you not see all the amazeball photos I posted on Instagram? How can you not know that I had a *totes* great time?” You say: “Er, it was nice. Thanks.” And then think, I must unfollow Brian, the ungrateful idiot.
  7. You “like” your own updates on Facebook. You “favourite” your own Tweets. You “like” your own Iinstagram pics. You “pin” selfies on Pinterest. Stop it. Now.
  8. You “check in” at tube stations on the way to work. You “check in” when you go out to get your lunchtime Pret salad, you “check in” at the pub after work. You want to “check in” when you get home, but you suddenly realise that though you have remembered your phone (of course), you have forgotten your keys.
  9. The first thing you do on hearing that someone famous has died is to Wiki their career and urgently, in a panicky rush, find the most obscure fact you can find about them so that you can post an update. “So sad about David Frost. Of course, his greatest achievement was being offered a contract at Nottingham Forest FC. #RIP”
  10. Someone tells you a joke, and instead of laughing out loud, you use the phrase “lol”. As in, you actually open your mouth and instead of uttering the purest, most instinctive proof of humanity, you say “lol.” And then you laugh at your own cleverness.
  11. Watching the Great British Bake Off/Game of Thrones/X-Factor your anxiety levels rise to almost unbearable levels as you desperately try to be the first person on your timeline to tweet “Soggy Bottom/Jon Snow's Eyes/Has Simon had too much work done?”
  12. You use the phrase “hashtag” in normal conversations. #fail. Or rather “Hashtag fail”.

Chuck Reynolds
Contributor
Please click either Link to Learn more about Inbound Marketing.

Alan Zibluk Markethive Founding Member

Your Addiction to Social Media Is No Accident

Your Addiction to Social Media Is
No Accident
 
  

They're using manipulative tricks from casinos, among other things.

On February 9, 2009, Facebook introduced the like button. Initially, the button was an innocent thing. It had nothing to do with hijacking the social reward systems of a user's brain. "The main intention I had was to make positivity the path of least resistance," explains Justin Rosenstein, one of the four Facebook designers behind the button. "And I think it succeeded in its goals, but it also created large unintended negative side effects. In a way, it was too successful."

Today, most of us reach for Snapchat, Instagram, Facebook, or Twitter with one vague thought in mind: Maybe someone liked my stuff. And it's this craving for validation, experienced by billions around the globe, that's currently pushing platform engagement in ways that in 2009 were unimaginable. But more than that, it's driving profits to levels that were previously impossible. "The attention economy" is a relatively new term. It describes the supply and demand of a person's attention, which is the commodity traded on the internet. The business model is simple: The more attention a platform can pull, the more effective its advertising space becomes, allowing it to charge advertisers more.

But the problem is that attention isn't some non-sentient resource like wheat or oil. Attentiveness is a human state, and our reserves of attention are finite. They're hemmed in by sleep, work, children, and relationships with friends who find it rude when we're on our phones. So ideally we'd want to invest our limited supply of attention on things that make us happy. But as Facebook observed, social feedback induces a burst of happiness so brief it's addictive, causing us to return more and scroll further.

"The like button, simple as it was, tapped into a bottomless font of social feedback," explains Adam Alter, author of Irresistible: The Rise of Addictive Technology and the Business of Keeping Us Hooked. "And I don't think social media companies are trying to make 'addictive' platforms, per se. But since they're all competing for our (limited) time and attention, they've always been focused on making the most engaging experience possible."

Following the introduction of Facebook's like button in 2009, YouTube moved to a binary like/dislike format in 2010. Instagram launched that same year and came ready-made with a like function shaped as a heart. Twitter adopted this same heart-shaped system in 2015, while, in the years since, Silicon Valley has come up with a multitude of new ways to gamify our need for social validation.

Former Google designer and ethicist Tristan Harris lays out the most common ways we're being manipulated on his blog. And as he explains, all of them use something called intermittent variable rewards. The easiest way to understand this term is by imagining a slot machine. You pull the lever to win a prize, which is an intermittent action linked to a variable reward. Variable meaning you might win, or you might not. In the same way, you refresh your Facebook updates to see if you've won. Or you swipe right on Tinder to see if you've won.

This is the most obvious way social feedback drives platform engagement, but others are harder to spot. You know when you open Instagram or Twitter and it takes a few moments to load updates? That's no accident. Again, the expectation is part of what makes intermittent variable rewards so addictive. This is because, without that three-second delay, Instagram wouldn't feel variable. There's no sense of will I win? because you'd know instantly. So the delay isn't the app loading. It's the cogs spinning on the slot machine.

Another piece of psychology hijacked by social platforms is that of social reciprocity; if someone pats your back, you'll feel pressure to pat his or hers. Facebook exploits this by alerting you when someone has read your message, which encourages the receivers to respond—because they know you know they've read it. And at the same time, it encourages you to check back to read the inevitable response. The same bits of your brain get a rush on Facebook as a set of wavy dots appear as someone writes a message. You might not exit if you think you're getting a message, or at the very least you're more likely to come back. And while Apple also employs this feature, at least it allows you to turn it off.

All this might seem a little underhanded, but it's nothing compared to some of the design features currently showing up on Snapchat. Of these is the one causing the most concern, and uses elongating red lines to display the number days of since two users interacted. According to Adam Alter, this design feature is so effective that he's heard of teens asking friends to babysit their streaks while on vacation. "It's clear here that the goal—keeping the streak alive—is more important than enjoying the platform as a social experience," he says. "This is a clear sign that engagement mechanisms are driving usage more than enjoyment." We asked like button co-creator Justin Rosenstein what he thinks is the most insidious form of social media manipulation, and according to him, it's the humble push notification.

"The vast majority of push notifications are just distractions that pull us out of the moment," he says. "They get us hooked on pulling our phones out and getting lost in a quick hit of information that could wait for later, or doesn't matter at all." And of course, all these little efforts to keep us hooked are having a very real impact. As Facebook's current head of marketing bragged in this speech, the average millennial checks his or her phone 157 times daily. That's a total average of 145 minutes every day that we're trying to feel connected, validated, and liked.

The increasingly time-absorbing nature of the internet is one of the reasons Justin Rosenstein left Facebook to start his own company. Today he's the co-founder of Asana—a web and mobile app that tracks work app that tracks work and allows collaboration without distractions like email. But according to author Adam Alter, change will only come from the bottom up. He claims the social media business model, built around the needs of marketing agencies instead of lives, are already far too entrenched and profitable for self-governing.

"It might diminish a bit," he says. "But as long as companies have an incentive to make their platforms as engaging as possible, the arms race forcing them to 'manipulate' users will continue." He encourages users to try and curb their own addictions or to install phone apps that will do that for them. He also says that by demanding more ethical design practices from companies—in the same way that we demand ethical environmental practices—we'll force change and claw back our free time. Because as Like button co-creator Justin Rosenstein highlights, "These are our lives. Our precious, finite, mortal lives. And if we're not vigilant, computers and mobile devices will guide our attention poorly."

Chuck Reynolds
Contributor
Please click either Link to Learn more about Inbound Marketing.

Alan Zibluk Markethive Founding Member

Movers & Shakers: Anna Braun, JT Mega, director of business development

Movers & Shakers:
Anna Braun, JT Mega, director of business development

             

ANNA BRAUN — Director of business development

Anna Braun is helping to build a course for future growth as director of business development at Minneapolis-based food advertising agency JT Mega. Braun said the agency has been interested in adding leadership to build on its strong organic growth, which led to the creation of the new role that she has taken. "The thing that's exciting about JT Mega is there is so much opportunity for continued smart growth," Braun said. "To work with a great foundation and start carving out what some of the next business opportunities look like is really exciting to me."

Braun's responsibilities also include developing new business strategy, leading business acquisition efforts and establishing industry relationships. She previously led brand business initiatives as a marketing manager at Polaris and worked as an account supervisor at Periscope. "I really love the combination of business management and agency creativity and agency strategic work," Braun said. "For me, this role is a perfect mix of that."

JT Mega, founded in 1976, is an independent agency whose clients include Hormel Foods, Land O'Lakes, and the Schwan Food Co.

Q: What's driving the agency's focus on business development?

A: It's been on the forefront of the owners' and the leaders' minds here. They realized that as organic growth opportunities were coming there's a big opportunity for someone to come in and be able to focus specifically on this (new business) effort and help lead that. This industry is changing so rapidly and there's a lot of growth in different areas within the business. You see where the industry is going and now it's: "How do we proactively start carving out space where the industry is growing?"

Q: What are some possible growth areas?

A: The two areas of focus are absolutely expanding our foundation in food service and building on the retail space. We work a lot with clients selling into K-12, into the commercial space. A handful of clients sell directly into retail and direct to consumers. We're looking at where some opportunities in the retail space that would make sense for us.

Q: Why should a company work with JT Mega?

A: We work as an extension of the client's team, bringing a different point of view to the table. We understand the nuances of what it means to be in the [food and beverage] industry. The other thing is our scalability. We work with small, medium and big companies both in the B2B and B2C space. That's something that we really enjoy especially with how quickly this industry is evolving.

Chuck Reynolds
Contributor
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Inbound Marketing.

Alan Zibluk Markethive Founding Member

Business Development Associate at Full Harvest

Business Development Associate
at Full Harvest

  
Business Development Associate at Full Harvest

At Full Harvest, we are disrupting the agriculture space by solving farm food waste and bringing technology to a market where there was none. We are the first B2B platform connecting farms with food businesses to sell discounted, yet perfectly good surplus and imperfectly shaped produce that would have otherwise gone to waste. A huge environmental problem as approximately 20 billion pounds of produce goes to waste in the U.S. annually simply because they are not perfectly shaped for strict retailer standards.

As Business Development Associate, you’ll play a critical role in growing the company. You’ll have the opportunity to develop and shape systems and strategies as you design Full Harvest’s sales processes with food & beverage customers. You’ll work with buyers (food manufacturers) to close new accounts. You will attend various conferences and events as well as leverage your networks in the food and ag space to significantly build the business.

Additional Responsibilities:

Serve as an outside sales/ business development person to fill pipeline of new buy side food & beverage customers, working closely with the CEO and Director of Sales

– Identify potential buyer accounts, leveraging your network
– Attend food and agriculture events to network and build relationships with buyers
– Reach out to potential new accounts via phone, email, and in-person meetings to fact find and generate new leads
– Negotiate contracts and close the sales
– Serve as liaison between buyers and manage communication to finalize sales
– Support new buyer operational roll-out
– Research market to determine appropriate pricing for different items  Qualifications:
– Passion for Full Harvest’s mission
– Persistent go-getter with 5+ years of experience in sales, preferably working with large food CPG and/or agricultural companies
– BA, preferably in business
– Strong network with healthy food manufacturers
– Experienced project manager who can juggle a lot of moving parts with strong execution / operational roll-out skills
– Proactive / Takes initiative; ability to work independently
– Strong interpersonal skills and customer-facing experience
– Previous startup experience strongly preferred
– Knowledge and understanding of food manufacturing and/or produce industry

– Some travel will be required

Chuck Reynolds
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Alan Zibluk Markethive Founding Member

FirstClose names Jorge Ponce director of business development

FirstClose names Jorge Ponce
director of business development

Ponce will oversee driving adoption, Client Communication, and Product Development

  

FirstClose has announced it has hired Jorge Ponce as director of business development.

Ponce has more than 15 years of experience in bank operations, mortgage and risk-based consumer lending. He will be responsible for driving adoption, client communication and product development for FirstClose, end-to-end technology solutions for refinancing and home equity lenders and 2017 HW Tech100 winner.

Ponce previously worked as a home equity product manager for New York-based Bethpage Federal Credit Union, which uses the FirstClose Report. Ponce is well-versed in the FirstClose system and was instrumental in helping to build the first version of the FirstClose Report, a comprehensive refinance and home equity loan solution with capabilities to deliver title, flood, valuation and other important data elements in one report, FirstClose said in a press release.

“With his experience and background in the credit union space, Jorge will deliver exceptional results to our financial institution partners,” said Tedd Smith, co-founder and chief executive officer of FirstClose, an Austin, Texas-based company.

Chuck Reynolds
Contributor
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Inbound Marketing.

Alan Zibluk Markethive Founding Member