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Santander and Ripple Launching Blockchain-Powered Payment Service in Mexico

Santander and Ripple Launching Blockchain-Powered Payment Service in Mexico

Santander, the 16th largest bank in the world with $1.74 trillion assets under management,

is planning to launch its Ripple-powered payments app One Pay FX in Mexico this year. The blockchain-based international payment solution, which went live in 2018, has already added six countries: Spain, the United Kingdom, Brazil, Poland, Portugal and Chile.

According to a filing submitted to the US Securities and Exchange Commission, Santander’s multi-corridor international blockchain app aims to offer customers increased transparency and predictability, and improve “the current sub-optimal customer experience and client stickiness through a best-in-class global payment system.” Traditional borderless payments can take up to five days to process. One Pay FX says its users can expect their payments to arrive on the same day while benefiting from competitive rates.

The app also provides a seamless digital experience with several details about each transaction including bank fees, exchange rates, estimated delivery time and a notification that the money has been received. One Pay FX uses Ripple’s payment messaging system, as opposed to Ripple’s native token XRP, to move money between currencies. The tech product, which is a competitor to the international financial network Swift, helps banks settle fiat-to-fiat transactions in real time by using messaging to clarify and verify transaction details.

Article Produced By
Daily Hodl Staff

https://dailyhodl.com/2020/03/28/santander-and-ripple-launching-blockchain-powered-payment-service-in-mexico/

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